HomeArizonaPinal CountyRefinance
refinance lenders · HMDA 2023–2025

Refinance lenders in Pinal County, Arizona

Fat Boy Data analyzed mortgage refinance activity in Pinal County, Arizona to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,685 applications were decided by 292 lenders between 2023 and 2025.

Pinal County at a glance

292Active lenders49 with 20+ decisions
76.2%Market approval rate4,332 of 5,685 decided
$345KTypical loanmedian lender, $10K brackets
91%Borrower take-up3,924 loans funded

How Pinal County compares

Approval rate compared
Pinal County76.2%Arizona78.0%All 616 counties76.5%
Typical loan compared
Pinal County$345KArizona$385KAll 616 counties$295K

What the data shows

Freedom Mortgage Corporation made the most mortgage refinances in Pinal County, AZ, 306 of them.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 31.

The typical mortgage refinance here is $345K, 10% smaller than the Arizona typical of $385K.

Approval rate of all 49 lenders with 20+ decisions here
0%25%50%75%100%American Financing Corporation: 7% approved of 43Amerisave Mortgage Corporation: 10% approved of 21Discover Bank: 30% approved of 123Spring Eq, LLC: 32% approved of 28Carrington Mortgage Services, LLC: 44% approved of 39Mortgage Research Center, LLC: 44% approved of 81Mountain America Federal Credit Union: 49% approved of 171Navy Federal Credit Union: 52% approved of 25American Pacific Mortgage Corporation: 55% approved of 20Lakeview Loan Servicing, LLC: 56% approved of 248Bank of America, National Association: 60% approved of 82Zions Bancorporation, N.A.: 64% approved of 22PNC Bank, National Association: 64% approved of 45Royal United Mortgage LLC: 65% approved of 20Loandepot.Com, LLC: 67% approved of 45Desert Financial Credit Union: 68% approved of 408Nova Financial & Investment Corporation: 71% approved of 35New American Funding, LLC: 71% approved of 28U.S. Bank National Association: 75% approved of 32Rocket Mortgage, LLC: 76% approved of 407Newrez LLC: 77% approved of 113Nationstar Mortgage LLC: 78% approved of 49Planet Home Lending, LLC: 78% approved of 50Arizona Financial Credit Union: 78% approved of 55Bell Bank: 78% approved of 23LoanUnited.com, LLC: 80% approved of 30Village Capital & Investment LLC: 82% approved of 157JPMorgan Chase Bank, National Association: 82% approved of 39Homebridge Financial Services, Inc.: 83% approved of 29United Wholesale Mortgage, LLC: 84% approved of 1,058Pennymac Loan Services, LLC: 85% approved of 168Mutual of Omaha Mortgage, Inc.: 86% approved of 42Onity Mortgage Corporation: 86% approved of 35Fairway Independent Mortgage Corporation: 86% approved of 65AMERICA FIRST Federal Credit Union: 87% approved of 46Wells Fargo Bank, National Association: 88% approved of 24Union Home Mortgage Corp.: 88% approved of 33Amerihome Mortgage Company, LLC: 88% approved of 25Sun West Mortgage Company, Inc.: 88% approved of 42Longbridge Financial, LLC: 90% approved of 29Guild Mortgage Company LLC: 90% approved of 60Cmg Mortgage, Inc.: 91% approved of 57Moria Development, Inc.: 92% approved of 26Freedom Mortgage Corporation: 93% approved of 411The Loan Store, Inc.: 94% approved of 31Starboard Financial Management, LLC: 95% approved of 39Finance of America Reverse LLC: 98% approved of 48Crosscountry Mortgage, LLC: 100% approved of 31V.I.P. Mortgage, Inc.: 100% approved of 30

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Pinal County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only84%886 / 1,05896%$355K848
2Freedom Mortgage Corporation93%381 / 41180%$345K306
3Desert Financial Credit Union68%276 / 40893%$105K256
4Rocket Mortgage, LLC76%310 / 40792%$325K284
5Lakeview Loan Servicing, LLC56%138 / 24854%$395K74

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 287 more lenders.

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