Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Washington County, Arkansas
Every institution that decided a 1–4 unit mortgage application in Washington County, home to Fayetteville, between 2023 and 2025: 18,756 applications, 15,278 loans actually funded, across 8 kinds of borrowing.
Washington County at a glance
18,756Applications decided
2023–2025
15,278Loans funded
81% of decisions
54Census tracts
12 ZIP codes
251,863People
ACS 2023
What the data shows
Lenders approved 89.0% of home-purchase applications in Washington County, 3.3 points above the Arkansas rate.
The typical purchase mortgage here is $305K.
Home improvement loans is the hardest money to get here: lenders approved 69% of 2,055 applications.
Lending by loan type in Washington County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 89.0% | 10,061 | $305K | 97% | 337 |
| Home improvement loans | 68.7% | 2,055 | $75K | 95% | 79 |
| Cash-out refinance | 72.4% | 2,047 | $175K | 96% | 155 |
| Refinance | 81.9% | 2,079 | $205K | 94% | 174 |
| Investment property purchase | 93.6% | 1,880 | $235K | 98% | 232 |
| Investment cash-out refinance | 73.0% | 126 | $185K | 96% | 55 |
| Investment refinance | 89.7% | 340 | $195K | 97% | 82 |
| Investment home improvement | 74.4% | 168 | $85K | 98% | 38 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.