refinance lenders · HMDA 2023–2025

Refinance lenders in Washington County, Arkansas

Fat Boy Data analyzed mortgage refinance activity in Washington County, Arkansas, home to Fayetteville, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,079 applications were decided by 174 lenders between 2023 and 2025.

Washington County at a glance

174Active lenders27 with 20+ decisions
81.9%Market approval rate1,703 of 2,079 decided
$205KTypical loanmedian lender, $10K brackets
94%Borrower take-up1,607 loans funded

How Washington County compares

Approval rate compared
Washington County81.9%Arkansas79.7%All 616 counties76.5%
Typical loan compared
Washington County$205KArkansas$225KAll 616 counties$295K

What the data shows

Arvest Bank made the most mortgage refinances in Washington County, AR, 477 of them.

That is 30% of every mortgage refinance originated here, so this market is unusually concentrated in one lender.

First Security Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 48.

Approval rate of all 27 lenders with 20+ decisions here
0%25%50%75%100%One lender: 43% approved of 30One lender: 57% approved of 21One lender: 58% approved of 26One lender: 59% approved of 37One lender: 63% approved of 27One lender: 71% approved of 21One lender: 74% approved of 38One lender: 77% approved of 26One lender: 77% approved of 35One lender: 77% approved of 22Pennymac Loan Services, LLC: 78% approved of 58One lender: 78% approved of 27One lender: 80% approved of 20Arvest Bank: 81% approved of 600One lender: 81% approved of 32One lender: 85% approved of 20Rocket Mortgage, LLC: 88% approved of 133One lender: 90% approved of 29One lender: 90% approved of 30One lender: 92% approved of 25One lender: 94% approved of 31United Wholesale Mortgage, LLC: 94% approved of 68One lender: 95% approved of 20One lender: 96% approved of 25Freedom Mortgage Corporation: 96% approved of 57One lender: 100% approved of 48One lender: 100% approved of 29

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Washington County

LenderApprovalApprovedTaken upTypical loanLoans made
1Arvest Bank81%485 / 60098%$155K477
2Rocket Mortgage, LLC88%117 / 13391%$285K107
3United Wholesale Mortgage, LLCBroker only94%64 / 6891%$305K58
4Pennymac Loan Services, LLC78%45 / 5891%$305K41
5Freedom Mortgage Corporation96%55 / 5775%$275K41

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 169 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Washington County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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