Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Benton County, Arkansas
Every institution that decided a 1–4 unit mortgage application in Benton County, home to Rogers, between 2023 and 2025: 31,471 applications, 26,066 loans actually funded, across 8 kinds of borrowing.
Benton County at a glance
31,471Applications decided
2023–2025
26,066Loans funded
83% of decisions
57Census tracts
15 ZIP codes
294,541People
ACS 2023
What the data shows
Lenders approved 91.7% of home-purchase applications in Benton County, 6.0 points above the Arkansas rate.
The typical purchase mortgage here is $335K.
Investment home improvement is the hardest money to get here: lenders approved 66% of 210 applications.
Lending by loan type in Benton County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 91.7% | 17,230 | $335K | 97% | 440 |
| Home improvement loans | 69.3% | 3,398 | $85K | 93% | 103 |
| Cash-out refinance | 74.0% | 3,547 | $185K | 95% | 202 |
| Refinance | 81.8% | 3,405 | $295K | 94% | 230 |
| Investment property purchase | 93.3% | 2,965 | $235K | 98% | 288 |
| Investment cash-out refinance | 69.0% | 239 | $205K | 92% | 92 |
| Investment refinance | 85.3% | 477 | $235K | 98% | 104 |
| Investment home improvement | 66.2% | 210 | $125K | 94% | 49 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.