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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Washington County, Arkansas

Fat Boy Data analyzed cash-out refinance activity in Washington County, Arkansas, home to Fayetteville, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,047 applications were decided by 155 lenders between 2023 and 2025.

Washington County at a glance

155Active lenders17 with 20+ decisions
72.4%Market approval rate1,482 of 2,047 decided
$175KTypical loanmedian lender, $10K brackets
96%Borrower take-up1,426 loans funded

How Washington County compares

Approval rate compared
Washington County72.4%Arkansas67.0%All 616 counties68.2%
Typical loan compared
Washington County$175KArkansas$145KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Washington County, AR, 442 of them.

That is 31% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Nationstar Mortgage LLC approved the highest share of applications among lenders with at least 20 decisions here, 88% of 41.

Lenders approved 72.4% of cash-out refinance applications in Washington County, AR, 5.4 percentage points above the Arkansas rate of 67.0%.

The typical cash-out refinance here is $175K, 21% larger than the Arkansas typical of $145K.

Approval rate of all 17 lenders with 20+ decisions here
0%25%50%75%100%One lender: 24% approved of 41Amerisave Mortgage Corporation: 32% approved of 136One lender: 39% approved of 33One lender: 42% approved of 45One lender: 51% approved of 51Freedom Mortgage Corporation: 65% approved of 69One lender: 71% approved of 51One lender: 71% approved of 45Arvest Bank: 75% approved of 261One lender: 76% approved of 21One lender: 78% approved of 27United Wholesale Mortgage, LLC: 78% approved of 60One lender: 79% approved of 38One lender: 80% approved of 25One lender: 81% approved of 26Rocket Mortgage, LLC: 87% approved of 519One lender: 88% approved of 41

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Washington County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC87%450 / 51998%$155K442
2Arvest Bank75%196 / 26197%$195K191
3Amerisave Mortgage Corporation32%44 / 136100%$145K44
4Freedom Mortgage Corporation65%45 / 6993%$235K42
5United Wholesale Mortgage, LLCBroker only78%47 / 60100%$235K47

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 150 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Washington County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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