Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Marin County, California
Every institution that decided a 1–4 unit mortgage application in Marin County, home to San Rafael, between 2023 and 2025: 12,023 applications, 9,421 loans actually funded, across 8 kinds of borrowing.
Marin County at a glance
12,023Applications decided
2023–2025
9,421Loans funded
78% of decisions
62Census tracts
19 ZIP codes
258,765People
ACS 2023
What the data shows
Lenders approved 92.3% of home-purchase applications in Marin County, 3.9 points above the California rate.
The typical purchase mortgage here is $915K.
Investment home improvement is the hardest money to get here: lenders approved 59% of 164 applications.
Lending by loan type in Marin County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 92.3% | 4,710 | $915K | 97% | 276 |
| Home improvement loans | 70.9% | 2,299 | $155K | 92% | 108 |
| Cash-out refinance | 72.2% | 1,714 | $255K | 93% | 194 |
| Refinance | 80.9% | 2,160 | $735K | 97% | 217 |
| Investment property purchase | 87.3% | 518 | $815K | 97% | 115 |
| Investment cash-out refinance | 72.7% | 249 | $475K | 93% | 90 |
| Investment refinance | 82.3% | 209 | $595K | 94% | 74 |
| Investment home improvement | 58.5% | 164 | $155K | 93% | 46 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.