Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Solano County, California
Every institution that decided a 1–4 unit mortgage application in Solano County, home to Vallejo, between 2023 and 2025: 26,820 applications, 20,066 loans actually funded, across 8 kinds of borrowing.
Solano County at a glance
26,820Applications decided
2023–2025
20,066Loans funded
75% of decisions
100Census tracts
13 ZIP codes
450,824People
ACS 2023
What the data shows
The typical purchase mortgage here is $515K.
Investment home improvement is the hardest money to get here: lenders approved 56% of 284 applications.
Lending by loan type in Solano County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 89.7% | 13,495 | $515K | 96% | 374 |
| Home improvement loans | 61.4% | 3,579 | $85K | 91% | 122 |
| Cash-out refinance | 67.4% | 4,923 | $125K | 94% | 237 |
| Refinance | 73.8% | 2,881 | $505K | 91% | 239 |
| Investment property purchase | 87.7% | 913 | $385K | 96% | 176 |
| Investment cash-out refinance | 71.6% | 496 | $305K | 93% | 121 |
| Investment refinance | 72.7% | 249 | $355K | 95% | 99 |
| Investment home improvement | 56.0% | 284 | $155K | 90% | 50 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.