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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Marin County, California

Fat Boy Data analyzed home improvement loan activity in Marin County, California, home to San Rafael, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,299 applications were decided by 108 lenders between 2023 and 2025.

Marin County at a glance

108Active lenders20 with 20+ decisions
70.9%Market approval rate1,629 of 2,299 decided
$155KTypical loanmedian lender, $10K brackets
92%Borrower take-up1,493 loans funded

How Marin County compares

Approval rate compared
Marin County70.9%California61.0%All 616 counties62.7%
Typical loan compared
Marin County$155KCalifornia$115KAll 616 counties$75K

What the data shows

Redwood made the most home improvement loans in Marin County, CA, 443 of them.

That is 30% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

First Republic Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 21.

Lenders approved 70.9% of home improvement loan applications in Marin County, CA, 9.9 percentage points above the California rate of 61.0%.

The typical home improvement loan here is $155K, 35% larger than the California typical of $115K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 20 lenders with 20+ decisions here
0%25%50%75%100%One lender: 23% approved of 30One lender: 41% approved of 86U.S. Bank National Association: 57% approved of 157Bank of America, National Association: 58% approved of 341One lender: 58% approved of 48One lender: 64% approved of 25One lender: 66% approved of 41One lender: 66% approved of 68One lender: 68% approved of 37One lender: 70% approved of 37Bank of Marin: 75% approved of 161Figure Lending LLC: 75% approved of 91One lender: 75% approved of 48One lender: 75% approved of 32One lender: 77% approved of 22One lender: 81% approved of 62One lender: 83% approved of 29Redwood: 84% approved of 541One lender: 100% approved of 58One lender: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Marin County

LenderApprovalApprovedTaken upTypical loanLoans made
1Redwood84%457 / 54197%$155K443
2Bank of America, National Association58%197 / 34196%$235K190
3Bank of Marin75%120 / 16190%$155K108
4U.S. Bank National Association57%90 / 15798%$175K88
5Figure Lending LLC75%68 / 9171%$135K48

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 103 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Marin County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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