Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Nevada County, California
Every institution that decided a 1–4 unit mortgage application in Nevada County, home to Truckee, between 2023 and 2025: 7,676 applications, 5,824 loans actually funded, across 8 kinds of borrowing.
Nevada County at a glance
7,676Applications decided
2023–2025
5,824Loans funded
76% of decisions
26Census tracts
6 ZIP codes
102,452People
ACS 2023
What the data shows
The typical purchase mortgage here is $425K.
Lending by loan type in Nevada County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 90.2% | 3,272 | $425K | 94% | 248 |
| Home improvement loans | 62.4% | 1,033 | $105K | 91% | 82 |
| Cash-out refinance | 70.3% | 1,089 | $165K | 95% | 146 |
| Refinance | 76.3% | 976 | $395K | 95% | 162 |
| Investment property purchase | 89.5% | 832 | $535K | 96% | 166 |
| Investment cash-out refinance | 71.8% | 202 | $315K | 92% | 83 |
| Investment refinance | 77.3% | 176 | $495K | 93% | 74 |
| Investment home improvement | 54.2% | 96 | $205K | 92% | 33 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.