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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Nevada County, California

Fat Boy Data analyzed cash-out refinance activity in Nevada County, California, home to Truckee, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,089 applications were decided by 146 lenders between 2023 and 2025.

Nevada County at a glance

146Active lenders10 with 20+ decisions
70.3%Market approval rate766 of 1,089 decided
$165KTypical loanmedian lender, $10K brackets
95%Borrower take-up731 loans funded

How Nevada County compares

Approval rate compared
Nevada County70.3%California70.1%All 616 counties68.2%
Typical loan compared
Nevada County$165KCalifornia$245KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Nevada County, CA, 151 of them.

Nationstar Mortgage LLC approved the highest share of applications among lenders with at least 20 decisions here, 96% of 24.

The typical cash-out refinance here is $165K, 33% smaller than the California typical of $245K.

Approval rate of all 10 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 28% approved of 64One lender: 39% approved of 33The Golden 1: 59% approved of 37One lender: 65% approved of 20One lender: 68% approved of 28Flagstar Bank, National Association: 71% approved of 38United Wholesale Mortgage, LLC: 77% approved of 146One lender: 80% approved of 20Rocket Mortgage, LLC: 82% approved of 187One lender: 96% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Nevada County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC82%154 / 18798%$105K151
2United Wholesale Mortgage, LLCBroker only77%112 / 14697%$295K109
3Amerisave Mortgage Corporation28%18 / 64100%$65K18
4Flagstar Bank, National Association71%27 / 38100%$125K27
5The Golden 159%22 / 3795%$165K21

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 141 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Nevada County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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