Home›California›Nevada County›Home improvement loans
home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Nevada County, California

Fat Boy Data analyzed home improvement loan activity in Nevada County, California, home to Truckee, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,033 applications were decided by 82 lenders between 2023 and 2025.

Nevada County at a glance

82Active lenders13 with 20+ decisions
62.4%Market approval rate645 of 1,033 decided
$105KTypical loanmedian lender, $10K brackets
91%Borrower take-up587 loans funded

How Nevada County compares

Approval rate compared
Nevada County62.4%California61.0%All 616 counties62.7%
Typical loan compared
Nevada County$105KCalifornia$115KAll 616 counties$75K

What the data shows

Bank of America, National Association made the most home improvement loans in Nevada County, CA, 75 of them.

Third Federal Savings And Loan Association Of Cleveland approved the highest share of applications among lenders with at least 20 decisions here, 83% of 23.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 13 lenders with 20+ decisions here
0%25%50%75%100%One lender: 22% approved of 27One lender: 43% approved of 46One lender: 46% approved of 57Spring Eq, LLC: 48% approved of 65One lender: 48% approved of 62One lender: 50% approved of 24Bank of America, National Association: 54% approved of 139Tri Counties Bank: 54% approved of 70The Golden 1: 73% approved of 84Figure Lending LLC: 76% approved of 74One lender: 80% approved of 25One lender: 83% approved of 23One lender: 89% approved of 36

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Nevada County

LenderApprovalApprovedTaken upTypical loanLoans made
1Bank of America, National Association54%75 / 139100%$105K75
2The Golden 173%61 / 8495%$85K58
3Figure Lending LLC76%56 / 7466%$65K37
4Tri Counties Bank54%38 / 7097%$105K37
5Spring Eq, LLC48%31 / 65100%$105K31

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 77 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Nevada County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.

Also active in Nevada County

Other lending data for Nevada County

Nearby markets