Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Boulder County, Colorado
Every institution that decided a 1–4 unit mortgage application in Boulder County between 2023 and 2025: 20,493 applications, 16,570 loans actually funded, across 8 kinds of borrowing.
Boulder County at a glance
20,493Applications decided
2023–2025
16,570Loans funded
81% of decisions
78Census tracts
14 ZIP codes
328,317People
ACS 2023
What the data shows
The typical purchase mortgage here is $525K.
Investment home improvement is the hardest money to get here: lenders approved 61% of 198 applications.
Lending by loan type in Boulder County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 92.4% | 9,734 | $525K | 95% | 396 |
| Home improvement loans | 72.2% | 2,840 | $105K | 93% | 111 |
| Cash-out refinance | 75.5% | 3,056 | $155K | 95% | 208 |
| Refinance | 82.9% | 2,725 | $475K | 95% | 224 |
| Investment property purchase | 92.8% | 1,258 | $425K | 97% | 214 |
| Investment cash-out refinance | 71.4% | 406 | $285K | 93% | 103 |
| Investment refinance | 80.1% | 276 | $455K | 94% | 91 |
| Investment home improvement | 61.1% | 198 | $155K | 91% | 38 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.