Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Larimer County, Colorado
Every institution that decided a 1–4 unit mortgage application in Larimer County, home to Fort Collins, between 2023 and 2025: 29,322 applications, 23,403 loans actually funded, across 8 kinds of borrowing.
Larimer County at a glance
29,322Applications decided
2023–2025
23,403Loans funded
80% of decisions
86Census tracts
15 ZIP codes
363,561People
ACS 2023
What the data shows
The typical purchase mortgage here is $435K.
Investment home improvement is the hardest money to get here: lenders approved 64% of 276 applications.
Lending by loan type in Larimer County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 89.9% | 15,046 | $435K | 96% | 448 |
| Home improvement loans | 74.9% | 3,674 | $85K | 93% | 126 |
| Cash-out refinance | 72.3% | 3,978 | $155K | 94% | 222 |
| Refinance | 80.6% | 3,728 | $385K | 95% | 256 |
| Investment property purchase | 90.8% | 1,810 | $355K | 96% | 269 |
| Investment cash-out refinance | 75.4% | 382 | $285K | 92% | 123 |
| Investment refinance | 81.5% | 428 | $325K | 94% | 101 |
| Investment home improvement | 64.5% | 276 | $105K | 91% | 50 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.