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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Boulder County, Colorado

Fat Boy Data analyzed cash-out refinance activity in Boulder County, Colorado to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,056 applications were decided by 208 lenders between 2023 and 2025.

Boulder County at a glance

208Active lenders21 with 20+ decisions
75.5%Market approval rate2,308 of 3,056 decided
$155KTypical loanmedian lender, $10K brackets
95%Borrower take-up2,194 loans funded

How Boulder County compares

Approval rate compared
Boulder County75.5%Colorado69.4%All 616 counties68.2%
Typical loan compared
Boulder County$155KColorado$185KAll 616 counties$155K

What the data shows

Elevations made the most cash-out refinances in Boulder County, CO, 821 of them.

That is 37% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Security Service Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 28.

Lenders approved 75.5% of cash-out refinance applications in Boulder County, CO, 6.1 percentage points above the Colorado rate of 69.4%.

The typical cash-out refinance here is $155K, 16% smaller than the Colorado typical of $185K.

Approval rate of all 21 lenders with 20+ decisions here
0%25%50%75%100%One lender: 29% approved of 62One lender: 43% approved of 23One lender: 44% approved of 34American Financing Corporation: 45% approved of 104One lender: 47% approved of 70One lender: 50% approved of 24One lender: 62% approved of 21One lender: 67% approved of 33Bellco: 70% approved of 145One lender: 71% approved of 24One lender: 73% approved of 37One lender: 78% approved of 45Rocket Mortgage, LLC: 81% approved of 319One lender: 82% approved of 28Elevations: 82% approved of 1,041United Wholesale Mortgage, LLC: 84% approved of 181One lender: 86% approved of 49One lender: 92% approved of 25One lender: 94% approved of 47One lender: 97% approved of 33One lender: 100% approved of 28

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Boulder County

LenderApprovalApprovedTaken upTypical loanLoans made
1Elevations82%856 / 1,04196%$155K821
2Rocket Mortgage, LLC81%258 / 31997%$125K250
3United Wholesale Mortgage, LLCBroker only84%152 / 18195%$375K144
4Bellco70%102 / 14595%$175K97
5American Financing Corporation45%47 / 10483%$345K39

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 203 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Boulder County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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