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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Boulder County, Colorado

Fat Boy Data analyzed cash-out refinance activity in Boulder County, Colorado to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,056 applications were decided by 208 lenders between 2023 and 2025.

Boulder County at a glance

208Active lenders21 with 20+ decisions
75.5%Market approval rate2,308 of 3,056 decided
$155KTypical loanmedian lender, $10K brackets
95%Borrower take-up2,194 loans funded

How Boulder County compares

Approval rate compared
Boulder County75.5%Colorado69.4%All 616 counties68.2%
Typical loan compared
Boulder County$155KColorado$185KAll 616 counties$155K

What the data shows

Elevations made the most cash-out refinances in Boulder County, CO, 821 of them.

That is 37% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Security Service Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 28.

Lenders approved 75.5% of cash-out refinance applications in Boulder County, CO, 6.1 percentage points above the Colorado rate of 69.4%.

The typical cash-out refinance here is $155K, 16% smaller than the Colorado typical of $185K.

Approval rate of all 21 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 29% approved of 62Carrington Mortgage Services, LLC: 43% approved of 23BMO Bank National Association: 44% approved of 34American Financing Corporation: 45% approved of 104Newrez LLC: 47% approved of 70Spring Eq, LLC: 50% approved of 24The Huntington National Bank: 62% approved of 21Loandepot.Com, LLC: 67% approved of 33Bellco: 70% approved of 145Flagstar Bank, National Association: 71% approved of 24Pennymac Loan Services, LLC: 73% approved of 37U.S. Bank National Association: 78% approved of 45Rocket Mortgage, LLC: 81% approved of 319Nationstar Mortgage LLC: 82% approved of 28Elevations: 82% approved of 1,041United Wholesale Mortgage, LLC: 84% approved of 181JPMorgan Chase Bank, National Association: 86% approved of 49Fairway Independent Mortgage Corporation: 92% approved of 25Guild Mortgage Company LLC: 94% approved of 47Cmg Mortgage, Inc.: 97% approved of 33Security Service Federal Credit Union: 100% approved of 28

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Boulder County

LenderApprovalApprovedTaken upTypical loanLoans made
1Elevations82%856 / 1,04196%$155K821
2Rocket Mortgage, LLC81%258 / 31997%$125K250
3United Wholesale Mortgage, LLCBroker only84%152 / 18195%$375K144
4Bellco70%102 / 14595%$175K97
5American Financing Corporation45%47 / 10483%$345K39

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 203 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Boulder County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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