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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Boulder County, Colorado

Fat Boy Data analyzed home improvement loan activity in Boulder County, Colorado to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,840 applications were decided by 111 lenders between 2023 and 2025.

Boulder County at a glance

111Active lenders28 with 20+ decisions
72.2%Market approval rate2,049 of 2,840 decided
$105KTypical loanmedian lender, $10K brackets
93%Borrower take-up1,913 loans funded

How Boulder County compares

Approval rate compared
Boulder County72.2%Colorado69.9%All 616 counties62.7%
Typical loan compared
Boulder County$105KColorado$85KAll 616 counties$75K

What the data shows

Elevations made the most home improvement loans in Boulder County, CO, 473 of them.

Sooper Cu Dba Climb Cu approved the highest share of applications among lenders with at least 20 decisions here, 91% of 44.

The typical home improvement loan here is $105K, 24% larger than the Colorado typical of $85K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 28 lenders with 20+ decisions here
0%25%50%75%100%One lender: 29% approved of 45One lender: 50% approved of 72One lender: 53% approved of 118One lender: 53% approved of 43One lender: 55% approved of 40U.S. Bank National Association: 56% approved of 133One lender: 58% approved of 43One lender: 63% approved of 46One lender: 63% approved of 60One lender: 64% approved of 42One lender: 66% approved of 41One lender: 70% approved of 20Bellco: 71% approved of 152One lender: 73% approved of 92One lender: 73% approved of 26Elevations: 75% approved of 632One lender: 75% approved of 32One lender: 76% approved of 54One lender: 76% approved of 25One lender: 76% approved of 25FirstBank: 78% approved of 166Meritrust Credit Union: 82% approved of 315One lender: 85% approved of 26One lender: 88% approved of 41One lender: 89% approved of 127One lender: 90% approved of 48One lender: 91% approved of 44One lender: 100% approved of 45

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Boulder County

LenderApprovalApprovedTaken upTypical loanLoans made
1Elevations75%473 / 632100%$105K473
2Meritrust Credit Union82%257 / 315100%$95K256
3FirstBank78%129 / 16693%$105K120
4Bellco71%108 / 15295%$105K103
5U.S. Bank National Association56%74 / 13397%$105K72

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 106 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Boulder County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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