Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Mesa County, Colorado
Every institution that decided a 1–4 unit mortgage application in Mesa County, home to Grand Junction, between 2023 and 2025: 14,509 applications, 11,436 loans actually funded, across 8 kinds of borrowing.
Mesa County at a glance
14,509Applications decided
2023–2025
11,436Loans funded
79% of decisions
33Census tracts
12 ZIP codes
157,316People
ACS 2023
What the data shows
The typical purchase mortgage here is $315K.
Lending by loan type in Mesa County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 89.8% | 7,743 | $315K | 95% | 287 |
| Home improvement loans | 71.5% | 1,530 | $75K | 93% | 85 |
| Cash-out refinance | 72.2% | 2,616 | $165K | 95% | 155 |
| Refinance | 80.2% | 1,557 | $325K | 93% | 174 |
| Investment property purchase | 89.1% | 668 | $255K | 95% | 146 |
| Investment cash-out refinance | 75.0% | 196 | $245K | 95% | 59 |
| Investment refinance | 80.0% | 105 | $265K | 96% | 50 |
| Investment home improvement | 61.7% | 94 | $105K | 91% | 37 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.