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refinance lenders · HMDA 2023–2025

Refinance lenders in Mesa County, Colorado

Fat Boy Data analyzed mortgage refinance activity in Mesa County, Colorado, home to Grand Junction, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,557 applications were decided by 174 lenders between 2023 and 2025.

Mesa County at a glance

174Active lenders23 with 20+ decisions
80.2%Market approval rate1,248 of 1,557 decided
$325KTypical loanmedian lender, $10K brackets
93%Borrower take-up1,163 loans funded

How Mesa County compares

Approval rate compared
Mesa County80.2%Colorado78.0%All 616 counties76.5%
Typical loan compared
Mesa County$325KColorado$435KAll 616 counties$295K

What the data shows

Alpine Bank made the most mortgage refinances in Mesa County, CO, 80 of them.

Ark-La-Tex Financial Services, LLC. approved the highest share of applications among lenders with at least 20 decisions here, 99% of 77.

The typical mortgage refinance here is $325K, 25% smaller than the Colorado typical of $435K.

Approval rate of all 23 lenders with 20+ decisions here
0%25%50%75%100%One lender: 30% approved of 44One lender: 51% approved of 35One lender: 64% approved of 22One lender: 69% approved of 26One lender: 73% approved of 37One lender: 74% approved of 35One lender: 76% approved of 33One lender: 76% approved of 38One lender: 79% approved of 28One lender: 80% approved of 41Rocket Mortgage, LLC: 82% approved of 79One lender: 86% approved of 22One lender: 88% approved of 33One lender: 89% approved of 27United Wholesale Mortgage, LLC: 89% approved of 163Alpine Bank: 90% approved of 93One lender: 90% approved of 21One lender: 91% approved of 22One lender: 96% approved of 23One lender: 96% approved of 26One lender: 97% approved of 29Freedom Mortgage Corporation: 97% approved of 60Ark-La-Tex Financial Services, LLC.: 99% approved of 77

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Mesa County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only89%145 / 16394%$365K137
2Alpine Bank90%84 / 9395%$145K80
3Rocket Mortgage, LLC82%65 / 7988%$335K57
4Ark-La-Tex Financial Services, LLC.99%76 / 7795%$365K72
5Freedom Mortgage Corporation97%58 / 6078%$345K45

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 169 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Mesa County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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