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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Mesa County, Colorado

Fat Boy Data analyzed home improvement loan activity in Mesa County, Colorado, home to Grand Junction, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,530 applications were decided by 85 lenders between 2023 and 2025.

Mesa County at a glance

85Active lenders17 with 20+ decisions
71.5%Market approval rate1,094 of 1,530 decided
$75KTypical loanmedian lender, $10K brackets
93%Borrower take-up1,016 loans funded

How Mesa County compares

Approval rate compared
Mesa County71.5%Colorado69.9%All 616 counties62.7%
Typical loan compared
Mesa County$75KColorado$85KAll 616 counties$75K

What the data shows

Alpine Bank made the most home improvement loans in Mesa County, CO, 114 of them.

Coloramo approved the highest share of applications among lenders with at least 20 decisions here, 91% of 35.

The typical home improvement loan here is $75K, 12% smaller than the Colorado typical of $85K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 17 lenders with 20+ decisions here
0%25%50%75%100%One lender: 41% approved of 32One lender: 42% approved of 43One lender: 50% approved of 74One lender: 55% approved of 40U.S. Bank National Association: 57% approved of 161Bellco: 60% approved of 155One lender: 67% approved of 39One lender: 68% approved of 72One lender: 70% approved of 40One lender: 72% approved of 40One lender: 78% approved of 37Sooper Cu Dba Climb Cu: 85% approved of 112Alpine Bank: 85% approved of 140Oakstar Bank: 85% approved of 123One lender: 91% approved of 99One lender: 91% approved of 35One lender: 98% approved of 54

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Mesa County

LenderApprovalApprovedTaken upTypical loanLoans made
1U.S. Bank National Association57%92 / 16196%$75K88
2Bellco60%93 / 15597%$65K90
3Alpine Bank85%119 / 14096%$75K114
4Oakstar Bank85%105 / 12394%$85K99
5Sooper Cu Dba Climb Cu85%95 / 112100%$75K95

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 80 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Mesa County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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