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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Mesa County, Colorado

Fat Boy Data analyzed cash-out refinance activity in Mesa County, Colorado, home to Grand Junction, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,616 applications were decided by 155 lenders between 2023 and 2025.

Mesa County at a glance

155Active lenders29 with 20+ decisions
72.2%Market approval rate1,889 of 2,616 decided
$165KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,792 loans funded

How Mesa County compares

Approval rate compared
Mesa County72.2%Colorado69.4%All 616 counties68.2%
Typical loan compared
Mesa County$165KColorado$185KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Mesa County, CO, 348 of them.

Ark-La-Tex Financial Services, LLC. approved the highest share of applications among lenders with at least 20 decisions here, 99% of 73.

The typical cash-out refinance here is $165K, 11% smaller than the Colorado typical of $185K.

Approval rate of all 29 lenders with 20+ decisions here
0%25%50%75%100%One lender: 4% approved of 23One lender: 33% approved of 33One lender: 35% approved of 77One lender: 36% approved of 47One lender: 40% approved of 47One lender: 42% approved of 71One lender: 43% approved of 23One lender: 55% approved of 20One lender: 60% approved of 20Bellco: 62% approved of 159One lender: 64% approved of 69One lender: 69% approved of 64One lender: 73% approved of 30One lender: 74% approved of 58One lender: 75% approved of 32One lender: 76% approved of 33One lender: 76% approved of 50One lender: 76% approved of 42Rocket Mortgage, LLC: 79% approved of 446One lender: 79% approved of 34Guild Mortgage Company LLC: 80% approved of 125One lender: 80% approved of 35United Wholesale Mortgage, LLC: 81% approved of 190Credit Union of Colorado, A Federal Credit Union: 83% approved of 138One lender: 85% approved of 20One lender: 86% approved of 42One lender: 90% approved of 20One lender: 94% approved of 47One lender: 99% approved of 73

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Mesa County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC79%353 / 44699%$135K348
2United Wholesale Mortgage, LLCBroker only81%154 / 19097%$265K150
3Bellco62%99 / 15998%$95K97
4Credit Union of Colorado, A Federal Credit Union83%115 / 13897%$75K111
5Guild Mortgage Company LLC80%100 / 12590%$145K90

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 150 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Mesa County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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