Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Brevard County, Florida
Every institution that decided a 1–4 unit mortgage application in Brevard County, home to Palm Bay, between 2023 and 2025: 64,132 applications, 46,779 loans actually funded, across 8 kinds of borrowing.
Brevard County at a glance
64,132Applications decided
2023–2025
46,779Loans funded
73% of decisions
147Census tracts
28 ZIP codes
620,533People
ACS 2023
What the data shows
Lenders approved 87.9% of home-purchase applications in Brevard County, 4.2 points above the Florida rate.
The typical purchase mortgage here is $315K.
Investment home improvement is the hardest money to get here: lenders approved 47% of 538 applications.
Lending by loan type in Brevard County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 87.9% | 32,313 | $315K | 97% | 653 |
| Home improvement loans | 62.6% | 8,327 | $65K | 89% | 152 |
| Cash-out refinance | 63.3% | 11,656 | $165K | 91% | 302 |
| Refinance | 71.7% | 5,588 | $315K | 89% | 281 |
| Investment property purchase | 84.1% | 3,934 | $245K | 95% | 435 |
| Investment cash-out refinance | 66.5% | 1,225 | $205K | 89% | 172 |
| Investment refinance | 67.9% | 551 | $225K | 89% | 148 |
| Investment home improvement | 46.7% | 538 | $105K | 89% | 63 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.