Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Orange County, Florida
Every institution that decided a 1–4 unit mortgage application in Orange County, home to Orlando, between 2023 and 2025: 93,544 applications, 64,537 loans actually funded, across 8 kinds of borrowing.
Orange County at a glance
93,544Applications decided
2023–2025
64,537Loans funded
69% of decisions
267Census tracts
42 ZIP codes
1,440,471People
ACS 2023
What the data shows
The typical purchase mortgage here is $365K.
Investment home improvement is the hardest money to get here: lenders approved 41% of 705 applications.
Lending by loan type in Orange County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 82.5% | 46,314 | $365K | 96% | 744 |
| Home improvement loans | 53.7% | 12,398 | $85K | 88% | 210 |
| Cash-out refinance | 62.8% | 14,966 | $195K | 93% | 378 |
| Refinance | 64.5% | 8,058 | $315K | 91% | 371 |
| Investment property purchase | 83.2% | 7,994 | $295K | 95% | 481 |
| Investment cash-out refinance | 70.8% | 2,232 | $215K | 90% | 239 |
| Investment refinance | 66.0% | 877 | $245K | 86% | 171 |
| Investment home improvement | 40.7% | 705 | $145K | 90% | 99 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.