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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Brevard County, Florida

Fat Boy Data analyzed investment home improvement loan activity in Brevard County, Florida, home to Palm Bay, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 538 applications were decided by 63 lenders between 2023 and 2025.

Brevard County at a glance

63Active lenders7 with 20+ decisions
46.7%Market approval rate251 of 538 decided
$105KTypical loanmedian lender, $10K brackets
89%Borrower take-up224 loans funded

How Brevard County compares

Approval rate compared
Brevard County46.7%Florida44.9%All 616 counties51.2%
Typical loan compared
Brevard County$105KFlorida$145KAll 616 counties$115K

What the data shows

Space Coast Credit Union made the most investment home improvement loans in Brevard County, FL, 52 of them.

Abl Rpc Residential Credit Acquisition LLC approved the highest share of applications among lenders with at least 20 decisions here, 73% of 26.

The typical investment home improvement loan here is $105K, 28% smaller than the Florida typical of $145K.

No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 7 lenders with 20+ decisions here
0%25%50%75%100%Bank of America, National Association: 18% approved of 38Navy Federal Credit Union: 32% approved of 31TD Bank, National Association: 36% approved of 36Space Coast Credit Union: 47% approved of 134One lender: 67% approved of 21COMMUNITY CREDIT UNION of FLORIDA: 69% approved of 35One lender: 73% approved of 26

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property improvement lenders in Brevard County

LenderApprovalApprovedTaken upTypical loanLoans made
1Space Coast Credit Union47%63 / 13483%$75K52
2Bank of America, National Association18%7 / 38100%$105K7
3TD Bank, National Association36%13 / 36100%$105K13
4COMMUNITY CREDIT UNION of FLORIDA69%24 / 35100%$75K24
5Navy Federal Credit Union32%10 / 31100%$85K10

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 58 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment home improvement loan lenders in Brevard County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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