Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Volusia County, Florida
Every institution that decided a 1–4 unit mortgage application in Volusia County, home to Deltona, between 2023 and 2025: 54,568 applications, 38,792 loans actually funded, across 8 kinds of borrowing.
Volusia County at a glance
54,568Applications decided
2023–2025
38,792Loans funded
71% of decisions
129Census tracts
25 ZIP codes
568,229People
ACS 2023
What the data shows
The typical purchase mortgage here is $295K.
Investment home improvement is the hardest money to get here: lenders approved 44% of 480 applications.
Lending by loan type in Volusia County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 86.0% | 27,347 | $295K | 96% | 632 |
| Home improvement loans | 55.3% | 6,608 | $65K | 88% | 168 |
| Cash-out refinance | 61.2% | 10,135 | $165K | 93% | 303 |
| Refinance | 69.5% | 4,365 | $285K | 89% | 255 |
| Investment property purchase | 84.7% | 4,129 | $245K | 96% | 469 |
| Investment cash-out refinance | 64.7% | 1,011 | $195K | 91% | 172 |
| Investment refinance | 68.4% | 493 | $205K | 90% | 127 |
| Investment home improvement | 43.8% | 480 | $105K | 89% | 73 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.