Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Lee County, Florida
Every institution that decided a 1–4 unit mortgage application in Lee County, home to Cape Coral, between 2023 and 2025: 82,777 applications, 60,349 loans actually funded, across 8 kinds of borrowing.
Lee County at a glance
82,777Applications decided
2023–2025
60,349Loans funded
73% of decisions
222Census tracts
35 ZIP codes
792,692People
ACS 2023
What the data shows
The typical purchase mortgage here is $335K.
Home improvement loans is the hardest money to get here: lenders approved 55% of 8,334 applications.
Lending by loan type in Lee County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 83.5% | 44,673 | $335K | 97% | 808 |
| Home improvement loans | 55.0% | 8,334 | $65K | 90% | 193 |
| Cash-out refinance | 59.9% | 8,875 | $205K | 94% | 374 |
| Refinance | 66.0% | 5,677 | $285K | 89% | 365 |
| Investment property purchase | 85.9% | 10,878 | $295K | 96% | 868 |
| Investment cash-out refinance | 70.0% | 2,173 | $245K | 91% | 241 |
| Investment refinance | 70.5% | 1,334 | $265K | 91% | 270 |
| Investment home improvement | 56.8% | 833 | $205K | 91% | 118 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.