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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Collier County, Florida

Fat Boy Data analyzed cash-out refinance activity in Collier County, Florida, home to Naples, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,601 applications were decided by 275 lenders between 2023 and 2025.

Collier County at a glance

275Active lenders32 with 20+ decisions
63.5%Market approval rate2,288 of 3,601 decided
$255KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,147 loans funded

How Collier County compares

Approval rate compared
Collier County63.5%Florida62.2%All 616 counties68.2%
Typical loan compared
Collier County$255KFlorida$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Collier County, FL, 569 of them.

That is 27% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Angel Oak Mortgage Solutions LLC approved the highest share of applications among lenders with at least 20 decisions here, 91% of 33.

The typical cash-out refinance here is $255K, 31% larger than the Florida typical of $195K.

Approval rate of all 32 lenders with 20+ decisions here
0%25%50%75%100%One lender: 18% approved of 39Amerisave Mortgage Corporation: 18% approved of 236One lender: 19% approved of 47One lender: 19% approved of 26One lender: 31% approved of 32One lender: 35% approved of 20Newrez LLC: 36% approved of 140One lender: 39% approved of 72One lender: 39% approved of 36One lender: 50% approved of 46One lender: 51% approved of 37One lender: 54% approved of 39One lender: 54% approved of 26One lender: 57% approved of 89One lender: 59% approved of 27One lender: 60% approved of 42One lender: 60% approved of 45One lender: 61% approved of 89One lender: 61% approved of 31Suncoast Credit Union: 63% approved of 91One lender: 65% approved of 20One lender: 66% approved of 35United Wholesale Mortgage, LLC: 70% approved of 361One lender: 70% approved of 20One lender: 74% approved of 23One lender: 74% approved of 23Rocket Mortgage, LLC: 77% approved of 757One lender: 81% approved of 52One lender: 81% approved of 47One lender: 81% approved of 42One lender: 83% approved of 71One lender: 91% approved of 33

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Collier County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC77%584 / 75797%$155K569
2United Wholesale Mortgage, LLCBroker only70%251 / 36199%$325K248
3Amerisave Mortgage Corporation18%43 / 23698%$145K42
4Newrez LLC36%50 / 14098%$155K49
5Suncoast Credit Union63%57 / 91100%$305K57

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 270 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Collier County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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