Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Sarasota County, Florida
Every institution that decided a 1–4 unit mortgage application in Sarasota County, home to North Port, between 2023 and 2025: 43,173 applications, 31,979 loans actually funded, across 8 kinds of borrowing.
Sarasota County at a glance
43,173Applications decided
2023–2025
31,979Loans funded
74% of decisions
122Census tracts
26 ZIP codes
449,011People
ACS 2023
What the data shows
The typical purchase mortgage here is $345K.
Investment home improvement is the hardest money to get here: lenders approved 45% of 396 applications.
Lending by loan type in Sarasota County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 86.7% | 20,729 | $345K | 97% | 703 |
| Home improvement loans | 59.6% | 5,667 | $105K | 90% | 184 |
| Cash-out refinance | 64.7% | 4,920 | $195K | 93% | 311 |
| Refinance | 67.3% | 3,643 | $205K | 91% | 296 |
| Investment property purchase | 87.2% | 6,287 | $305K | 96% | 660 |
| Investment cash-out refinance | 70.1% | 896 | $255K | 92% | 197 |
| Investment refinance | 70.2% | 635 | $295K | 93% | 190 |
| Investment home improvement | 45.2% | 396 | $155K | 93% | 92 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.