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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Sarasota County, Florida

Fat Boy Data analyzed cash-out refinance activity in Sarasota County, Florida, home to North Port, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,920 applications were decided by 311 lenders between 2023 and 2025.

Sarasota County at a glance

311Active lenders38 with 20+ decisions
64.7%Market approval rate3,185 of 4,920 decided
$195KTypical loanmedian lender, $10K brackets
93%Borrower take-up2,968 loans funded

How Sarasota County compares

Approval rate compared
Sarasota County64.7%Florida62.2%All 616 counties68.2%
Typical loan compared
Sarasota County$195KFlorida$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Sarasota County, FL, 798 of them.

That is 27% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Northpointe Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 33.

Approval rate of all 38 lenders with 20+ decisions here
0%25%50%75%100%One lender: 12% approved of 49Amerisave Mortgage Corporation: 23% approved of 326One lender: 24% approved of 34One lender: 25% approved of 68One lender: 26% approved of 86One lender: 34% approved of 38One lender: 40% approved of 114Newrez LLC: 48% approved of 198One lender: 50% approved of 42One lender: 51% approved of 45One lender: 54% approved of 68One lender: 55% approved of 20One lender: 57% approved of 121One lender: 57% approved of 35One lender: 58% approved of 53One lender: 60% approved of 122One lender: 61% approved of 33One lender: 61% approved of 49One lender: 62% approved of 21One lender: 64% approved of 66One lender: 65% approved of 78Pennymac Loan Services, LLC: 67% approved of 123One lender: 68% approved of 34One lender: 68% approved of 47One lender: 69% approved of 51United Wholesale Mortgage, LLC: 69% approved of 465One lender: 73% approved of 33One lender: 75% approved of 28Rocket Mortgage, LLC: 76% approved of 1,100One lender: 77% approved of 57One lender: 79% approved of 81One lender: 80% approved of 20One lender: 83% approved of 77One lender: 84% approved of 25One lender: 90% approved of 30One lender: 96% approved of 24One lender: 100% approved of 33One lender: 100% approved of 31

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Sarasota County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC76%835 / 1,10096%$155K798
2United Wholesale Mortgage, LLCBroker only69%322 / 46594%$255K304
3Amerisave Mortgage Corporation23%76 / 32696%$105K73
4Newrez LLC48%95 / 19897%$155K92
5Pennymac Loan Services, LLC67%83 / 12398%$255K81

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 306 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Sarasota County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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