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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Sarasota County, Florida

Fat Boy Data analyzed home improvement loan activity in Sarasota County, Florida, home to North Port, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,667 applications were decided by 184 lenders between 2023 and 2025.

Sarasota County at a glance

184Active lenders34 with 20+ decisions
59.6%Market approval rate3,377 of 5,667 decided
$105KTypical loanmedian lender, $10K brackets
90%Borrower take-up3,025 loans funded

How Sarasota County compares

Approval rate compared
Sarasota County59.6%Florida53.6%All 616 counties62.7%
Typical loan compared
Sarasota County$105KFlorida$75KAll 616 counties$75K

What the data shows

Suncoast Credit Union made the most home improvement loans in Sarasota County, FL, 305 of them.

The Bank of Tampa approved the highest share of applications among lenders with at least 20 decisions here, 87% of 23.

Lenders approved 59.6% of home improvement loan applications in Sarasota County, FL, 6.0 percentage points above the Florida rate of 53.6%.

The typical home improvement loan here is $105K, 40% larger than the Florida typical of $75K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 34 lenders with 20+ decisions here
0%25%50%75%100%One lender: 23% approved of 26One lender: 26% approved of 167One lender: 30% approved of 148One lender: 36% approved of 55One lender: 39% approved of 80One lender: 39% approved of 41One lender: 43% approved of 35Bank of America, National Association: 43% approved of 671One lender: 48% approved of 79One lender: 49% approved of 280Truist Bank: 49% approved of 344One lender: 56% approved of 52One lender: 57% approved of 295Third Federal Savings And Loan Association Of Cleveland: 59% approved of 343One lender: 60% approved of 159One lender: 61% approved of 76One lender: 61% approved of 100One lender: 61% approved of 77One lender: 62% approved of 26One lender: 62% approved of 94One lender: 62% approved of 132One lender: 64% approved of 188One lender: 64% approved of 73One lender: 65% approved of 23One lender: 65% approved of 49One lender: 67% approved of 33One lender: 68% approved of 31Suncoast Credit Union: 69% approved of 457One lender: 71% approved of 38One lender: 75% approved of 44Achieva Credit Union: 77% approved of 427One lender: 84% approved of 324One lender: 87% approved of 23One lender: 98% approved of 167

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Sarasota County

LenderApprovalApprovedTaken upTypical loanLoans made
1Bank of America, National Association43%290 / 67198%$105K284
2Suncoast Credit Union69%314 / 45797%$55K305
3Achieva Credit Union77%330 / 42789%$75K293
4Truist Bank49%170 / 34489%$105K152
5Third Federal Savings And Loan Association Of Cleveland59%202 / 34396%$75K193

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 179 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Sarasota County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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