Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Manatee County, Florida
Every institution that decided a 1–4 unit mortgage application in Manatee County, home to Bradenton, between 2023 and 2025: 45,068 applications, 34,113 loans actually funded, across 8 kinds of borrowing.
Manatee County at a glance
45,068Applications decided
2023–2025
34,113Loans funded
76% of decisions
93Census tracts
18 ZIP codes
416,020People
ACS 2023
What the data shows
The typical purchase mortgage here is $365K.
Investment home improvement is the hardest money to get here: lenders approved 49% of 281 applications.
Lending by loan type in Manatee County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 86.6% | 25,436 | $365K | 97% | 662 |
| Home improvement loans | 60.5% | 5,089 | $105K | 91% | 166 |
| Cash-out refinance | 64.4% | 4,787 | $205K | 94% | 311 |
| Refinance | 69.3% | 3,281 | $265K | 91% | 286 |
| Investment property purchase | 86.2% | 5,178 | $315K | 96% | 561 |
| Investment cash-out refinance | 66.4% | 580 | $245K | 93% | 156 |
| Investment refinance | 68.3% | 436 | $305K | 90% | 168 |
| Investment home improvement | 49.1% | 281 | $175K | 90% | 68 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.