Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Hall County, Georgia
Every institution that decided a 1–4 unit mortgage application in Hall County between 2023 and 2025: 16,103 applications, 12,115 loans actually funded, across 8 kinds of borrowing.
Hall County at a glance
16,103Applications decided
2023–2025
12,115Loans funded
75% of decisions
50Census tracts
12 ZIP codes
208,395People
ACS 2023
What the data shows
The typical purchase mortgage here is $335K.
Lending by loan type in Hall County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 86.9% | 8,012 | $335K | 97% | 358 |
| Home improvement loans | 57.8% | 2,145 | $105K | 94% | 107 |
| Cash-out refinance | 70.1% | 2,805 | $175K | 95% | 204 |
| Refinance | 74.2% | 1,720 | $275K | 93% | 183 |
| Investment property purchase | 90.3% | 994 | $265K | 98% | 195 |
| Investment cash-out refinance | 72.2% | 205 | $225K | 91% | 85 |
| Investment refinance | 75.7% | 148 | $205K | 93% | 53 |
| Investment home improvement | 44.6% | 74 | $175K | 97% | 27 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.