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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Hall County, Georgia

Fat Boy Data analyzed cash-out refinance activity in Hall County, Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,805 applications were decided by 204 lenders between 2023 and 2025.

Hall County at a glance

204Active lenders25 with 20+ decisions
70.1%Market approval rate1,966 of 2,805 decided
$175KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,868 loans funded

How Hall County compares

Approval rate compared
Hall County70.1%Georgia64.2%All 616 counties68.2%
Typical loan compared
Hall County$175KGeorgia$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Hall County, GA, 552 of them.

That is 30% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

JPMorgan Chase Bank, National Association approved the highest share of applications among lenders with at least 20 decisions here, 92% of 26.

Lenders approved 70.1% of cash-out refinance applications in Hall County, GA, 5.9 percentage points above the Georgia rate of 64.2%.

The typical cash-out refinance here is $175K, 10% smaller than the Georgia typical of $195K.

Approval rate of all 25 lenders with 20+ decisions here
0%25%50%75%100%One lender: 16% approved of 31One lender: 27% approved of 41One lender: 31% approved of 29Amerisave Mortgage Corporation: 36% approved of 176One lender: 39% approved of 80One lender: 41% approved of 27One lender: 47% approved of 58Newrez LLC: 50% approved of 116One lender: 50% approved of 30One lender: 60% approved of 42One lender: 62% approved of 107One lender: 63% approved of 35Pennymac Loan Services, LLC: 64% approved of 118One lender: 65% approved of 20One lender: 66% approved of 35One lender: 71% approved of 77One lender: 72% approved of 25One lender: 79% approved of 53United Wholesale Mortgage, LLC: 79% approved of 203One lender: 80% approved of 81One lender: 83% approved of 23Rocket Mortgage, LLC: 85% approved of 668One lender: 86% approved of 22One lender: 91% approved of 35One lender: 92% approved of 26

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Hall County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC85%569 / 66897%$155K552
2United Wholesale Mortgage, LLCBroker only79%161 / 20395%$245K153
3Amerisave Mortgage Corporation36%64 / 17698%$115K63
4Pennymac Loan Services, LLC64%76 / 11896%$205K73
5Newrez LLC50%58 / 116100%$105K58

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 199 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Hall County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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