Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Gwinnett County, Georgia
Every institution that decided a 1–4 unit mortgage application in Gwinnett County, home to Peachtree Corners, between 2023 and 2025: 70,942 applications, 50,825 loans actually funded, across 8 kinds of borrowing.
Gwinnett County at a glance
70,942Applications decided
2023–2025
50,825Loans funded
72% of decisions
220Census tracts
24 ZIP codes
966,972People
ACS 2023
What the data shows
The typical purchase mortgage here is $365K.
Investment home improvement is the hardest money to get here: lenders approved 37% of 347 applications.
Lending by loan type in Gwinnett County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 86.7% | 33,739 | $365K | 97% | 537 |
| Home improvement loans | 50.0% | 9,587 | $85K | 92% | 174 |
| Cash-out refinance | 64.3% | 13,959 | $215K | 94% | 357 |
| Refinance | 69.7% | 6,931 | $325K | 90% | 328 |
| Investment property purchase | 89.0% | 4,731 | $275K | 96% | 321 |
| Investment cash-out refinance | 67.8% | 1,137 | $245K | 93% | 181 |
| Investment refinance | 71.0% | 511 | $275K | 93% | 158 |
| Investment home improvement | 37.2% | 347 | $135K | 91% | 56 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.