Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Forsyth County, Georgia
Every institution that decided a 1–4 unit mortgage application in Forsyth County between 2023 and 2025: 25,260 applications, 19,510 loans actually funded, across 8 kinds of borrowing.
Forsyth County at a glance
25,260Applications decided
2023–2025
19,510Loans funded
77% of decisions
48Census tracts
7 ZIP codes
260,062People
ACS 2023
What the data shows
Lenders approved 91.4% of home-purchase applications in Forsyth County, 4.2 points above the Georgia rate.
The typical purchase mortgage here is $505K.
Investment home improvement is the hardest money to get here: lenders approved 38% of 100 applications.
Lending by loan type in Forsyth County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 91.4% | 11,862 | $505K | 95% | 428 |
| Home improvement loans | 63.6% | 4,229 | $105K | 94% | 126 |
| Cash-out refinance | 74.4% | 3,985 | $195K | 95% | 247 |
| Refinance | 78.3% | 3,814 | $515K | 94% | 248 |
| Investment property purchase | 88.2% | 897 | $345K | 93% | 186 |
| Investment cash-out refinance | 72.8% | 191 | $275K | 92% | 78 |
| Investment refinance | 83.0% | 182 | $315K | 94% | 66 |
| Investment home improvement | 38.0% | 100 | $155K | 95% | 39 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.