Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Walton County, Georgia
Every institution that decided a 1–4 unit mortgage application in Walton County between 2023 and 2025: 9,819 applications, 7,432 loans actually funded, across 8 kinds of borrowing.
Walton County at a glance
9,819Applications decided
2023–2025
7,432Loans funded
76% of decisions
20Census tracts
5 ZIP codes
100,361People
ACS 2023
What the data shows
The typical purchase mortgage here is $345K.
Lending by loan type in Walton County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 88.9% | 4,872 | $345K | 97% | 295 |
| Home improvement loans | 58.8% | 1,132 | $65K | 94% | 83 |
| Cash-out refinance | 67.4% | 2,158 | $185K | 95% | 179 |
| Refinance | 76.2% | 1,085 | $315K | 91% | 158 |
| Investment property purchase | 87.1% | 357 | $245K | 97% | 111 |
| Investment cash-out refinance | 68.8% | 80 | $155K | 91% | 48 |
| Investment refinance | 83.8% | 99 | $165K | 98% | 37 |
| Investment home improvement | 52.8% | 36 | $145K | 100% | 20 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.