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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Walton County, Georgia

Fat Boy Data analyzed cash-out refinance activity in Walton County, Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,158 applications were decided by 179 lenders between 2023 and 2025.

Walton County at a glance

179Active lenders21 with 20+ decisions
67.4%Market approval rate1,454 of 2,158 decided
$185KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,379 loans funded

How Walton County compares

Approval rate compared
Walton County67.4%Georgia64.2%All 616 counties68.2%
Typical loan compared
Walton County$185KGeorgia$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Walton County, GA, 452 of them.

That is 33% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Fairway Independent Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 92% of 24.

Approval rate of all 21 lenders with 20+ decisions here
0%25%50%75%100%One lender: 13% approved of 68Amerisave Mortgage Corporation: 28% approved of 120One lender: 31% approved of 32One lender: 33% approved of 39One lender: 40% approved of 20One lender: 42% approved of 33One lender: 43% approved of 35One lender: 48% approved of 50One lender: 48% approved of 25One lender: 51% approved of 73One lender: 52% approved of 21One lender: 56% approved of 62Freedom Mortgage Corporation: 67% approved of 73One lender: 68% approved of 68Loandepot.Com, LLC: 68% approved of 82One lender: 71% approved of 31One lender: 75% approved of 20Rocket Mortgage, LLC: 81% approved of 576One lender: 85% approved of 41United Wholesale Mortgage, LLC: 85% approved of 124One lender: 92% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Walton County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC81%464 / 57697%$155K452
2United Wholesale Mortgage, LLCBroker only85%106 / 124100%$295K106
3Amerisave Mortgage Corporation28%34 / 120100%$105K34
4Loandepot.Com, LLC68%56 / 8296%$245K54
5Freedom Mortgage Corporation67%49 / 7398%$275K48

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 174 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Walton County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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