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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Walton County, Georgia

Fat Boy Data analyzed cash-out refinance activity in Walton County, Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,158 applications were decided by 179 lenders between 2023 and 2025.

Walton County at a glance

179Active lenders21 with 20+ decisions
67.4%Market approval rate1,454 of 2,158 decided
$185KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,379 loans funded

How Walton County compares

Approval rate compared
Walton County67.4%Georgia64.2%All 616 counties68.2%
Typical loan compared
Walton County$185KGeorgia$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Walton County, GA, 452 of them.

That is 33% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Fairway Independent Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 92% of 24.

Approval rate of all 21 lenders with 20+ decisions here
0%25%50%75%100%American Financing Corporation: 13% approved of 68Amerisave Mortgage Corporation: 28% approved of 120Mortgage Research Center, LLC: 31% approved of 32New Day Financial, LLC: 33% approved of 39Pinnacle Bank: 40% approved of 20Wells Fargo Bank, National Association: 42% approved of 33New American Funding, LLC: 43% approved of 35Lakeview Loan Servicing, LLC: 48% approved of 50Navy Federal Credit Union: 48% approved of 25Carrington Mortgage Services, LLC: 51% approved of 73Mutual of Omaha Mortgage, Inc.: 52% approved of 21Newrez LLC: 56% approved of 62Freedom Mortgage Corporation: 67% approved of 73Pennymac Loan Services, LLC: 68% approved of 68Loandepot.Com, LLC: 68% approved of 82Center Parc Credit Union: 71% approved of 31Truist Bank: 75% approved of 20Rocket Mortgage, LLC: 81% approved of 576Nationstar Mortgage LLC: 85% approved of 41United Wholesale Mortgage, LLC: 85% approved of 124Fairway Independent Mortgage Corporation: 92% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Walton County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC81%464 / 57697%$155K452
2United Wholesale Mortgage, LLCBroker only85%106 / 124100%$295K106
3Amerisave Mortgage Corporation28%34 / 120100%$105K34
4Loandepot.Com, LLC68%56 / 8296%$245K54
5Freedom Mortgage Corporation67%49 / 7398%$275K48

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 174 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Walton County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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