Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Canyon County, Idaho
Every institution that decided a 1–4 unit mortgage application in Canyon County, home to Nampa, between 2023 and 2025: 28,283 applications, 22,132 loans actually funded, across 8 kinds of borrowing.
Canyon County at a glance
28,283Applications decided
2023–2025
22,132Loans funded
78% of decisions
54Census tracts
9 ZIP codes
242,405People
ACS 2023
What the data shows
The typical purchase mortgage here is $335K.
Investment home improvement is the hardest money to get here: lenders approved 58% of 171 applications.
Lending by loan type in Canyon County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 93.2% | 15,153 | $335K | 95% | 314 |
| Home improvement loans | 73.4% | 3,918 | $95K | 89% | 77 |
| Cash-out refinance | 69.8% | 5,183 | $145K | 90% | 182 |
| Refinance | 77.9% | 2,408 | $315K | 89% | 159 |
| Investment property purchase | 90.7% | 1,032 | $265K | 95% | 167 |
| Investment cash-out refinance | 73.0% | 270 | $195K | 85% | 79 |
| Investment refinance | 79.0% | 148 | $295K | 89% | 59 |
| Investment home improvement | 57.9% | 171 | $95K | 91% | 36 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.