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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Canyon County, Idaho

Fat Boy Data analyzed cash-out refinance activity in Canyon County, Idaho, home to Nampa, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,183 applications were decided by 182 lenders between 2023 and 2025.

Canyon County at a glance

182Active lenders37 with 20+ decisions
69.8%Market approval rate3,616 of 5,183 decided
$145KTypical loanmedian lender, $10K brackets
90%Borrower take-up3,245 loans funded

How Canyon County compares

Approval rate compared
Canyon County69.8%Idaho72.1%All 616 counties68.2%
Typical loan compared
Canyon County$145KIdaho$135KAll 616 counties$155K

What the data shows

Idaho Central Credit Union made the most cash-out refinances in Canyon County, ID, 876 of them.

That is 27% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Pioneer Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 98% of 44.

Approval rate of all 37 lenders with 20+ decisions here
0%25%50%75%100%One lender: 21% approved of 47One lender: 26% approved of 39Amerisave Mortgage Corporation: 30% approved of 168One lender: 44% approved of 36One lender: 47% approved of 78One lender: 49% approved of 39One lender: 50% approved of 44One lender: 50% approved of 32One lender: 50% approved of 28One lender: 55% approved of 33One lender: 60% approved of 20One lender: 60% approved of 48Idaho Central Credit Union: 62% approved of 1,818One lender: 64% approved of 42One lender: 69% approved of 58One lender: 70% approved of 23One lender: 71% approved of 38United Wholesale Mortgage, LLC: 75% approved of 215One lender: 75% approved of 132One lender: 75% approved of 64One lender: 76% approved of 38One lender: 78% approved of 86One lender: 80% approved of 45One lender: 81% approved of 72One lender: 82% approved of 73One lender: 82% approved of 45One lender: 83% approved of 41Rocket Mortgage, LLC: 85% approved of 813Guild Mortgage Company LLC: 88% approved of 164One lender: 90% approved of 21One lender: 90% approved of 21One lender: 91% approved of 22One lender: 94% approved of 32One lender: 95% approved of 21One lender: 96% approved of 25One lender: 98% approved of 42One lender: 98% approved of 44

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Canyon County

LenderApprovalApprovedTaken upTypical loanLoans made
1Idaho Central Credit Union62%1,129 / 1,81878%$75K876
2Rocket Mortgage, LLC85%693 / 81398%$145K678
3United Wholesale Mortgage, LLCBroker only75%161 / 21599%$275K159
4Amerisave Mortgage Corporation30%51 / 16898%$75K50
5Guild Mortgage Company LLC88%145 / 16491%$165K132

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 177 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Canyon County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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