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refinance lenders · HMDA 2023–2025

Refinance lenders in Canyon County, Idaho

Fat Boy Data analyzed mortgage refinance activity in Canyon County, Idaho, home to Nampa, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,408 applications were decided by 159 lenders between 2023 and 2025.

Canyon County at a glance

159Active lenders26 with 20+ decisions
77.9%Market approval rate1,876 of 2,408 decided
$315KTypical loanmedian lender, $10K brackets
89%Borrower take-up1,665 loans funded

How Canyon County compares

Approval rate compared
Canyon County77.9%Idaho79.8%All 616 counties76.5%
Typical loan compared
Canyon County$315KIdaho$255KAll 616 counties$295K

What the data shows

Idaho Central Credit Union made the most mortgage refinances in Canyon County, ID, 229 of them.

Finance of America Reverse LLC approved the highest share of applications among lenders with at least 20 decisions here, 97% of 35.

The typical mortgage refinance here is $315K, 24% larger than the Idaho typical of $255K.

Approval rate of all 26 lenders with 20+ decisions here
0%25%50%75%100%One lender: 33% approved of 64One lender: 36% approved of 36One lender: 54% approved of 26Mountain America Federal Credit Union: 58% approved of 233One lender: 60% approved of 30One lender: 63% approved of 49One lender: 65% approved of 31One lender: 65% approved of 48One lender: 74% approved of 53One lender: 74% approved of 35One lender: 75% approved of 20One lender: 77% approved of 35One lender: 79% approved of 33Rocket Mortgage, LLC: 83% approved of 158One lender: 85% approved of 53United Wholesale Mortgage, LLC: 86% approved of 207One lender: 86% approved of 37One lender: 86% approved of 37One lender: 87% approved of 23Idaho Central Credit Union: 88% approved of 377Freedom Mortgage Corporation: 92% approved of 78One lender: 95% approved of 40One lender: 96% approved of 25One lender: 96% approved of 26One lender: 97% approved of 31One lender: 97% approved of 35

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Canyon County

LenderApprovalApprovedTaken upTypical loanLoans made
1Idaho Central Credit Union88%331 / 37769%$315K229
2Mountain America Federal Credit Union58%134 / 23398%$95K131
3United Wholesale Mortgage, LLCBroker only86%178 / 20797%$395K172
4Rocket Mortgage, LLC83%131 / 15892%$355K121
5Freedom Mortgage Corporation92%72 / 7883%$405K60

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 154 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Canyon County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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