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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Canyon County, Idaho

Fat Boy Data analyzed home improvement loan activity in Canyon County, Idaho to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,918 applications were decided by 77 lenders between 2023 and 2025.

Canyon County at a glance

77Active lenders18 with 20+ decisions
73.4%Market approval rate2,876 of 3,918 decided
$95KTypical loanmedian lender, $10K brackets
89%Borrower take-up2,558 loans funded

How Canyon County compares

Approval rate compared
Canyon County73.4%Idaho76.2%All 616 counties62.7%
Typical loan compared
Canyon County$95KIdaho$105KAll 616 counties$75K

What the data shows

Idaho Central Credit Union made the most home improvement loans in Canyon County, ID, 1,381 of them.

That is 54% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

Capital Educators Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 89% of 114.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 18 lenders with 20+ decisions here
0%25%50%75%100%Bank of America, National Association: 25% approved of 40Discover Bank: 27% approved of 37Spring Eq, LLC: 50% approved of 34Washington Trust Bank: 58% approved of 59Horizon Fiscu: 58% approved of 65Glacier Bank: 62% approved of 47Figure Lending LLC: 62% approved of 64Zions Bancorporation, N.A.: 64% approved of 28Mountain America Federal Credit Union: 65% approved of 175U.S. Bank National Association: 66% approved of 178Navy Federal Credit Union: 68% approved of 34D. L. Evans Bank: 71% approved of 35First Interstate Bank: 74% approved of 80Idaho Central Credit Union: 76% approved of 2,154WESTMARK Credit Union: 81% approved of 313Pioneer Federal Credit Union: 82% approved of 95AMERICA FIRST Federal Credit Union: 82% approved of 34Capital Educators Federal Credit Union: 89% approved of 114

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Canyon County

LenderApprovalApprovedTaken upTypical loanLoans made
1Idaho Central Credit Union76%1,629 / 2,15485%$95K1,381
2WESTMARK Credit Union81%255 / 313100%$55K255
3U.S. Bank National Association66%118 / 17895%$95K112
4Mountain America Federal Credit Union65%113 / 17597%$55K110
5Capital Educators Federal Credit Union89%101 / 11499%$55K100

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 72 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Canyon County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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