Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for McLean County, Illinois
Every institution that decided a 1–4 unit mortgage application in McLean County, home to Bloomington, between 2023 and 2025: 10,347 applications, 8,792 loans actually funded, across 8 kinds of borrowing.
McLean County at a glance
10,347Applications decided
2023–2025
8,792Loans funded
85% of decisions
47Census tracts
12 ZIP codes
170,882People
ACS 2023
What the data shows
The typical purchase mortgage here is $215K.
Cash-out refinance is the hardest money to get here: lenders approved 73% of 1,172 applications.
Lending by loan type in McLean County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 91.7% | 5,924 | $215K | 99% | 258 |
| Home improvement loans | 73.9% | 1,053 | $55K | 94% | 69 |
| Cash-out refinance | 72.5% | 1,172 | $125K | 95% | 114 |
| Refinance | 85.4% | 1,159 | $135K | 96% | 130 |
| Investment property purchase | 95.3% | 746 | $135K | 98% | 107 |
| Investment cash-out refinance | 82.4% | 74 | $105K | 100% | 31 |
| Investment refinance | 90.5% | 137 | $135K | 99% | 36 |
| Investment home improvement | 84.2% | 82 | $95K | 99% | 27 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.