Investment property cash-out lenders in McLean County, Illinois
Fat Boy Data analyzed investment cash-out refinance activity in McLean County, Illinois, home to Bloomington, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 74 applications were decided by 31 lenders between 2023 and 2025.
McLean County at a glance
How McLean County compares
What the data shows
Citizens Equity First Credit Union made the most investment cash-out refinances in McLean County, IL, 12 of them.
Lenders approved 82.4% of investment cash-out refinance applications in McLean County, IL, 8.5 percentage points above the Illinois rate of 73.9%.
The typical investment cash-out refinance here is $105K, 43% smaller than the Illinois typical of $185K.
Investment property cash-out lenders in McLean County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Citizens Equity First Credit UnionLimited sample | 92% | 12 / 13 | 100% | $55K | 12 |
| 2 | Heartland Bank And Trust CompanyLimited sample | 100% | 11 / 11 | 100% | $105K | 11 |
| 3 | Prairie State Bank and TrustLimited sample | 100% | 7 / 7 | 100% | $105K | 7 |
| 4 | Illinois State Credit UnionLimited sample | 100% | 4 / 4 | 100% | $175K | 4 |
| 5 | United Wholesale Mortgage, LLCBroker only | 33% | 1 / 3 | 100% | $95K | 1 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 26 more lenders.
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You are seeing the 5 largest investment cash-out refinance lenders in McLean County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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