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refinance lenders · HMDA 2023–2025

Refinance lenders in McLean County, Illinois

Fat Boy Data analyzed mortgage refinance activity in McLean County, Illinois, home to Bloomington, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,159 applications were decided by 130 lenders between 2023 and 2025.

McLean County at a glance

130Active lenders12 with 20+ decisions
85.4%Market approval rate990 of 1,159 decided
$135KTypical loanmedian lender, $10K brackets
96%Borrower take-up947 loans funded

How McLean County compares

Approval rate compared
McLean County85.4%Illinois78.8%All 616 counties76.5%
Typical loan compared
McLean County$135KIllinois$285KAll 616 counties$295K

What the data shows

PNC Bank, National Association made the most mortgage refinances in McLean County, IL, 116 of them.

Pennymac Loan Services, LLC approved the highest share of applications among lenders with at least 20 decisions here, 97% of 32.

Lenders approved 85.4% of mortgage refinance applications in McLean County, IL, 6.6 percentage points above the Illinois rate of 78.8%.

The typical mortgage refinance here is $135K, 53% smaller than the Illinois typical of $285K.

Approval rate of all 12 lenders with 20+ decisions here
0%25%50%75%100%One lender: 39% approved of 23Commerce Bank: 75% approved of 71One lender: 77% approved of 61One lender: 88% approved of 26PNC Bank, National Association: 89% approved of 132One lender: 89% approved of 37Citizens Equity First Credit Union: 92% approved of 123One lender: 94% approved of 33One lender: 94% approved of 51Illinois State Credit Union: 96% approved of 67First State Mortgage Services, LLC: 97% approved of 89One lender: 97% approved of 32

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in McLean County

LenderApprovalApprovedTaken upTypical loanLoans made
1PNC Bank, National Association89%117 / 13299%$105K116
2Citizens Equity First Credit Union92%113 / 12397%$95K110
3First State Mortgage Services, LLC97%86 / 89100%$265K86
4Commerce Bank75%53 / 7196%$65K51
5Illinois State Credit Union96%64 / 67100%$135K64

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 125 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in McLean County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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