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refinance lenders · HMDA 2023–2025

Refinance lenders in Johnson County, Indiana

Fat Boy Data analyzed mortgage refinance activity in Johnson County, Indiana, home to Greenwood, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,216 applications were decided by 177 lenders between 2023 and 2025.

Johnson County at a glance

177Active lenders26 with 20+ decisions
80.0%Market approval rate1,772 of 2,216 decided
$195KTypical loanmedian lender, $10K brackets
94%Borrower take-up1,667 loans funded

How Johnson County compares

Approval rate compared
Johnson County80.0%Indiana80.2%All 616 counties76.5%
Typical loan compared
Johnson County$195KIndiana$145KAll 616 counties$295K

What the data shows

Fifth Third Bank, National Association made the most mortgage refinances in Johnson County, IN, 131 of them.

Gvc Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 46.

The typical mortgage refinance here is $195K, 34% larger than the Indiana typical of $145K.

Approval rate of all 26 lenders with 20+ decisions here
0%25%50%75%100%One lender: 38% approved of 32One lender: 52% approved of 33One lender: 64% approved of 53One lender: 65% approved of 23One lender: 66% approved of 70One lender: 66% approved of 83Horizon Bank: 72% approved of 114One lender: 73% approved of 41First Merchants Bank: 75% approved of 149One lender: 76% approved of 29One lender: 76% approved of 83One lender: 77% approved of 39Fifth Third Bank, National Association: 78% approved of 173One lender: 83% approved of 42One lender: 84% approved of 98One lender: 85% approved of 55One lender: 86% approved of 22Indiana Members Credit Union: 89% approved of 112One lender: 90% approved of 40One lender: 92% approved of 93One lender: 95% approved of 21One lender: 95% approved of 21One lender: 96% approved of 26Freedom Mortgage Corporation: 98% approved of 126One lender: 100% approved of 46One lender: 100% approved of 39

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Johnson County

LenderApprovalApprovedTaken upTypical loanLoans made
1Fifth Third Bank, National Association78%135 / 17397%$105K131
2First Merchants Bank75%112 / 14998%$115K110
3Freedom Mortgage Corporation98%123 / 12687%$285K107
4Horizon Bank72%82 / 11496%$105K79
5Indiana Members Credit Union89%100 / 11292%$95K92

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 172 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Johnson County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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