Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for LaPorte County, Indiana
Every institution that decided a 1–4 unit mortgage application in LaPorte County, home to Michigan City, between 2023 and 2025: 8,853 applications, 6,496 loans actually funded, across 8 kinds of borrowing.
LaPorte County at a glance
8,853Applications decided
2023–2025
6,496Loans funded
73% of decisions
30Census tracts
7 ZIP codes
112,141People
ACS 2023
What the data shows
Lenders approved 85.2% of home-purchase applications in LaPorte County, 3.7 points below the Indiana rate.
The typical purchase mortgage here is $195K.
Lending by loan type in LaPorte County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 85.2% | 3,638 | $195K | 96% | 230 |
| Home improvement loans | 63.9% | 1,564 | $55K | 95% | 72 |
| Cash-out refinance | 68.2% | 1,518 | $125K | 95% | 133 |
| Refinance | 78.5% | 1,225 | $85K | 93% | 129 |
| Investment property purchase | 90.2% | 509 | $165K | 96% | 161 |
| Investment cash-out refinance | 77.6% | 192 | $125K | 97% | 74 |
| Investment refinance | 78.4% | 111 | $165K | 95% | 51 |
| Investment home improvement | 44.8% | 96 | $125K | 95% | 28 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.