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refinance lenders · HMDA 2023–2025

Refinance lenders in LaPorte County, Indiana

Fat Boy Data analyzed mortgage refinance activity in LaPorte County, Indiana, home to Michigan City, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,225 applications were decided by 129 lenders between 2023 and 2025.

LaPorte County at a glance

129Active lenders11 with 20+ decisions
78.5%Market approval rate961 of 1,225 decided
$85KTypical loanmedian lender, $10K brackets
93%Borrower take-up893 loans funded

How LaPorte County compares

Approval rate compared
LaPorte County78.5%Indiana80.2%All 616 counties76.5%
Typical loan compared
LaPorte County$85KIndiana$145KAll 616 counties$295K

What the data shows

Horizon Bank made the most mortgage refinances in LaPorte County, IN, 219 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 98% of 41.

The typical mortgage refinance here is $85K, 41% smaller than the Indiana typical of $145K.

Approval rate of all 11 lenders with 20+ decisions here
0%25%50%75%100%One lender: 40% approved of 25One lender: 67% approved of 33Fifth Third Bank, National Association: 73% approved of 86Centier Bank: 75% approved of 68Horizon Bank: 75% approved of 304One lender: 76% approved of 451st Source Bank: 83% approved of 106Rocket Mortgage, LLC: 86% approved of 71One lender: 90% approved of 29One lender: 96% approved of 23One lender: 98% approved of 41

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in LaPorte County

LenderApprovalApprovedTaken upTypical loanLoans made
1Horizon Bank75%229 / 30496%$85K219
21st Source Bank83%88 / 10693%$65K82
3Fifth Third Bank, National Association73%63 / 8695%$85K60
4Rocket Mortgage, LLC86%61 / 7189%$195K54
5Centier Bank75%51 / 6896%$65K49

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 124 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in LaPorte County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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