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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in LaPorte County, Indiana

Fat Boy Data analyzed home improvement loan activity in LaPorte County, Indiana, home to Michigan City, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,564 applications were decided by 72 lenders between 2023 and 2025.

LaPorte County at a glance

72Active lenders11 with 20+ decisions
63.9%Market approval rate999 of 1,564 decided
$55KTypical loanmedian lender, $10K brackets
95%Borrower take-up948 loans funded

How LaPorte County compares

Approval rate compared
LaPorte County63.9%Indiana67.0%All 616 counties62.7%
Typical loan compared
LaPorte County$55KIndiana$55KAll 616 counties$75K

What the data shows

Horizon Bank made the most home improvement loans in LaPorte County, IN, 341 of them.

That is 36% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

Members Advantage Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 96% of 26.

Only 1 lender here typically writes at or below $35K: 1st Source Bank.

Approval rate of all 11 lenders with 20+ decisions here
0%25%50%75%100%One lender: 17% approved of 46PNC Bank, National Association: 55% approved of 67Fifth Third Bank, National Association: 62% approved of 176Horizon Bank: 63% approved of 568Centier Bank: 69% approved of 158One lender: 69% approved of 49One lender: 71% approved of 28One lender: 74% approved of 271st Source Bank: 75% approved of 107One lender: 86% approved of 21One lender: 96% approved of 26

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in LaPorte County

LenderApprovalApprovedTaken upTypical loanLoans made
1Horizon Bank63%358 / 56895%$55K341
2Fifth Third Bank, National Association62%110 / 17697%$55K107
3Centier Bank69%109 / 15893%$45K101
41st Source Bank75%80 / 10789%$35K71
5PNC Bank, National Association55%37 / 6797%$55K36

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 67 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in LaPorte County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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