Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Porter County, Indiana
Every institution that decided a 1–4 unit mortgage application in Porter County, home to Portage, between 2023 and 2025: 14,377 applications, 11,483 loans actually funded, across 8 kinds of borrowing.
Porter County at a glance
14,377Applications decided
2023–2025
11,483Loans funded
80% of decisions
42Census tracts
8 ZIP codes
174,150People
ACS 2023
What the data shows
The typical purchase mortgage here is $265K.
Lending by loan type in Porter County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 90.3% | 6,974 | $265K | 97% | 308 |
| Home improvement loans | 72.7% | 2,329 | $55K | 95% | 95 |
| Cash-out refinance | 72.1% | 2,386 | $165K | 95% | 178 |
| Refinance | 83.1% | 1,968 | $155K | 94% | 172 |
| Investment property purchase | 91.8% | 428 | $195K | 97% | 121 |
| Investment cash-out refinance | 80.2% | 121 | $165K | 94% | 65 |
| Investment refinance | 85.8% | 113 | $175K | 94% | 42 |
| Investment home improvement | 56.9% | 58 | $125K | 88% | 24 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.