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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Porter County, Indiana

Fat Boy Data analyzed home improvement loan activity in Porter County, Indiana, home to Portage, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,329 applications were decided by 95 lenders between 2023 and 2025.

Porter County at a glance

95Active lenders19 with 20+ decisions
72.7%Market approval rate1,692 of 2,329 decided
$55KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,600 loans funded

How Porter County compares

Approval rate compared
Porter County72.7%Indiana67.0%All 616 counties62.7%
Typical loan compared
Porter County$55KIndiana$55KAll 616 counties$75K

What the data shows

Centier Bank made the most home improvement loans in Porter County, IN, 485 of them.

That is 30% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

TECH Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 97% of 158.

Lenders approved 72.7% of home improvement loan applications in Porter County, IN, 5.6 percentage points above the Indiana rate of 67.0%.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 19 lenders with 20+ decisions here
0%25%50%75%100%One lender: 26% approved of 27One lender: 31% approved of 42One lender: 33% approved of 69One lender: 35% approved of 46One lender: 45% approved of 22One lender: 49% approved of 45One lender: 57% approved of 72One lender: 63% approved of 27Fifth Third Bank, National Association: 69% approved of 211One lender: 71% approved of 45One lender: 73% approved of 37One lender: 73% approved of 26Horizon Bank: 76% approved of 212Centier Bank: 77% approved of 675One lender: 77% approved of 351st Source Bank: 80% approved of 114One lender: 87% approved of 68One lender: 88% approved of 94TECH Credit Union: 97% approved of 158

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Porter County

LenderApprovalApprovedTaken upTypical loanLoans made
1Centier Bank77%517 / 67594%$55K485
2Horizon Bank76%161 / 21295%$65K153
3Fifth Third Bank, National Association69%145 / 21196%$75K139
4TECH Credit Union97%154 / 158100%$55K154
51st Source Bank80%91 / 11490%$55K82

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 90 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Porter County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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