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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Porter County, Indiana

Fat Boy Data analyzed cash-out refinance activity in Porter County, Indiana, home to Portage, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,386 applications were decided by 178 lenders between 2023 and 2025.

Porter County at a glance

178Active lenders25 with 20+ decisions
72.1%Market approval rate1,721 of 2,386 decided
$165KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,638 loans funded

How Porter County compares

Approval rate compared
Porter County72.1%Indiana71.0%All 616 counties68.2%
Typical loan compared
Porter County$165KIndiana$135KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Porter County, IN, 460 of them.

That is 28% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

JPMorgan Chase Bank, National Association approved the highest share of applications among lenders with at least 20 decisions here, 94% of 64.

The typical cash-out refinance here is $165K, 22% larger than the Indiana typical of $135K.

Approval rate of all 25 lenders with 20+ decisions here
0%25%50%75%100%One lender: 16% approved of 31Amerisave Mortgage Corporation: 32% approved of 146One lender: 42% approved of 31Carrington Mortgage Services, LLC: 51% approved of 86One lender: 52% approved of 27One lender: 53% approved of 32One lender: 60% approved of 70One lender: 62% approved of 39One lender: 63% approved of 79One lender: 66% approved of 38One lender: 67% approved of 46One lender: 68% approved of 22Freedom Mortgage Corporation: 72% approved of 88One lender: 74% approved of 42United Wholesale Mortgage, LLC: 76% approved of 83One lender: 76% approved of 38One lender: 78% approved of 45One lender: 80% approved of 44Rocket Mortgage, LLC: 82% approved of 575One lender: 83% approved of 23One lender: 85% approved of 66One lender: 86% approved of 51One lender: 90% approved of 21One lender: 91% approved of 22One lender: 94% approved of 64

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Porter County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC82%473 / 57597%$145K460
2Amerisave Mortgage Corporation32%47 / 14696%$115K45
3Freedom Mortgage Corporation72%63 / 8894%$225K59
4Carrington Mortgage Services, LLC51%44 / 8691%$215K40
5United Wholesale Mortgage, LLCBroker only76%63 / 8395%$245K60

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 173 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Porter County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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