Lender profile · HMDA 2023–2025
ADVANTAGE ONE Credit Union mortgage approval rates & lending data
ADVANTAGE ONE Credit Union decided 412 mortgage applications and funded 362 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 48 / 52 | 88% | $125K | 42 |
| Home improvement loans | 99% | 246 / 249 | 98% | $45K | 240 |
| Cash-out refinance | 67% | 30 / 45 | 87% | $95K | 26 |
| Refinance | 92% | 48 / 52 | 85% | $55K | 41 |
ADVANTAGE ONE Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Michigan | 94% | $45K | 411 | 362 |
| North Carolina | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.